Building What Comes Next
Triov is a transaction-time authorization layer that verifies the approver, analyzes the request, and validates the destination account before money moves.
Triov connects identity, payment risk, and account ownership at the moment a transaction is approved.
Confirm the person authorizing the payment is a verified human who is live and present.
Detect urgent language, unusual payment behavior, new payees, and changed banking details.
Confirm the receiving account belongs to the declared supplier or payee.
Triov returns a clear decision: approve, step up, or hold, with a complete audit trail.
Connect through a lightweight API or native ERP, treasury, and accounts-payable integrations.
Frequently Asked Questions
What is Triov?
Triov is a transaction-time authorization layer that verifies the approver, analyzes the payment request, and validates the destination account before money moves.
How does Triov prevent payment fraud?
Triov evaluates the entire transaction as one event: the person approving it, the context of the request, and the account receiving the funds.
What happens when Triov detects risk?
Each transaction receives one clear decision: Approve, Step Up, or Hold, supported by a complete audit trail.
What types of transactions can Triov protect?
Triov is designed for wire transfers, invoice payments, supplier bank-detail changes, and other high-risk money-movement workflows.
Does Triov replace our existing systems?
No. Triov adds an authorization layer to the treasury, accounts-payable, banking, and fintech systems your company already uses.
How does Triov integrate?
Triov connects through a lightweight API and native integrations with ERP, treasury-management, and accounts-payable platforms.
Does Triov validate supplier accounts?
Yes. Triov can orchestrate account-verification networks to confirm that the destination account belongs to the declared payee.
Does Triov provide an audit trail?
Yes. Every identity check, risk signal, account validation, and authorization decision is recorded for review and compliance.
Stop Fraud Before the Money Moves
See how Triov brings identity verification, payment risk, and account validation into one authorization decision.